Energy People Federal Credit Union               

Welcome to the Energy People Federal Credit Union Website.  Your Energy People Federal Credit Union, founded as a not-for-profitMain Page financial cooperative by employees of PS&G in 1960, is today proudly serving active and retired employees of PSE&G, their families, and relatives with a wide array of financial services.

The Credit Union deposit accounts include: share savings accounts with no fees and tiered interest rates; certificates of deposit with terms from 6 to 36 months; traditional, Roth, and educational IRAs; as well as Christmas and Vacation Clubs.

Energy People Federal  Credit Union offers a number of lending products including home equity loans, new and used vehicle loans, personal loans, and more.  What’s more, if you are an active employee of PSE&G, you have access to convenient payroll deduction for both loan payments and savings.


Home Banking Services Now Available!

The Credit Union is excited to announce our newest feature for our members, HOME BANKING SERVICES!  Here, you will be able to check your saving and loan balances, make internal transfers, receive e-Statements, and even request check withdrawals.  Please click here, or the Home Banking tab for a detailed list of features and instructions on how to sign up. 

Financial Services and Insurance

The Credit Union has partnered with a licensed financial advisor at Prudential that can help our members with asset management, retirement planning, life insurance, home insurance, and auto insurance.  For more information, call the Credit Union, click here, or click the Contact tab.

New FLEX Loans

The Credit Union is Offering a new FLEX loan up to $1,000 and one year with NO CREDIT REPORT REQUIRED!  Call the Credit Union, click here, or visit the Loans tab for more information!

Minimum Balance Increase

Effective October 1, 2019, the Credit Union increased the minimum balance required for your main shares accounts to $150.00.

Delinquency Notice Fee

Effective January 1, 2020, the Credit Union instituted a $1.00 fee for any delinquency notices issued.  They are sent out on 15 day intervals (15, 30, 45, etc. days delinquent).  The fee will be taken from your savings account, or added to your loan if there are insufficient funds.