Energy People Federal Credit Union               

Interest Rate Summary

 

Unsecured Loans - Signature Only (up to $10,000; up to $15,000 with unblemished credit; Signature Loans backed 100% by your savings in a Credit Union account recieve a reduction of 5% off each interest rate)

Unsecured Loans APR
24 Months 10.00%
36 Months 11.00%
48 Months 12.00%
60 Months 13.00%
 

New Titled Vehicles - Cars, Trucks, Vans

New Titled Vehicles APR
36 Months 3.00%
48 Months 3.25%
60 Months 3.50%
72 Months 3.75%

Untitled Items - New Motorcycles, Trailers (Security Papers)

Untitled Items APR
36 Months 11.00%
48 Months 12.00%
60 Months 13.00%

Used Titled Vehicles - Cars, Boats, Motorcycles, Trailers, Custom Vans

Used Titled Vehicles APR
36 Months 4.00%
48  Months 4.25%
60 Months 4.50%
72 Months 4.75%

New Recreational Vehicles - Motor Homes,Park Model and Travel Trailers

 New Recreational Vehicles APR
1-36 Months 4.99%
37-60 Months 5.99%
61-72 Months 6.99%

Used Recreational Vehicles - Motor Homes,Park Model and Travel Trailers

Used Recreational Vehicles APR
1-36 Months 6.50%
37-60 Months 6.99%
61-72 Months 7.99%

Nw Boats, Motorcycles

New Boats, Motorcycles APR
1-36 Months 4.99%
37-60 Months 5.99%
61-72 Months 6.99%

Used Boats, Motorcycles

Used Boats, Motorcycles APR
1-36 Months 6.50%
37-60 Months 6.99%

Secured Loan - Co-signer or Collateral (up to $20,000)

Secured Loan APR
24 Months 10.00%
36 Months 11.00%
48 Months 12.00%
60 Months 13.00%

 

Second Mortgage - see Second Mortgage Policy

NOTES:

  1. All interest rates are subject to change without prior notice.
  2. All refinanced loans must be for a minimum of $1,000.00 of additional money to receive the current interest rate listed above, or the original loan rate remains in effect.