Energy People Federal Credit Union               

Interest Rate Summary

 

Unsecured Loans - Signature Only (up to $10,000)                                       (Up to $15,000 with unblemished credit)

UNSECURED LOANS
24 Months 10.00%
36 Months 11.00%
48 Months 12.00%
60 Months 13.00%
 

New Titled Vehicles - Cars, Trucks, Vans

NEW TITLED VEHICLES
36 Months 5.50%
48 Months 5.50%
60 Months 5.50%
72 Months 5.75%

Untitled Items - New Motorcycles, Trailers (Security Papers)

UNTITLED ITEMS
36 Months 11.00%
48 Months 12.00%
60 Months 13.00%

Used Titled Vehicles - Cars, Boats, Motorcycles, Trailers, Custom Vans

3 Year Prior Models
36 Months 6.50%
48 Months 6.75%
60 Months 7.00%

4 Year Prior Models
36 Months 7.25%
48 Months 7.50%

Recreational Vehicles - Park Model and Travel Trailers, Motorcycles, Boats

Recreational Vehicles
36 Months 6.50%
48 Months 6.50%
60 Months 6.75%
72 Months 7.00%
84 Months 8.00%

Secured Loan - Co-signer or Collateral (up to $20,000)

SECURED LOAN
24 Months 10.00%
36 Months 11.00%
48 Months 12.00%
60 Months 13.00%

Second Mortgage - see Second Mortgage Policy

NOTES:

  1. All interest rates are subject to change without prior notice.
  2. All refinanced loans must be for a minimum of $1,000.00 of additional money to receive the current interest rate listed above, or the original loan rate remains in effect.